NHS Top-Up Personal benefits & prices

You don’t have to be ill to benefit from our NHS Top-Up cash plan. Three levels of cover and the option to add a number of extras puts you in control of tailoring the right plan for your needs.

Core benefits

LEVEL 1

From £2.44 per week*

LEVEL 2

From £3.97 per week*

LEVEL 3

From £5.17 per week*

Cash Benefits
75% or 100% reimbursement available

Dental Routine dental treatment (check-ups, scale and polish, x-rays, fillings and hygienist).
£65
£100
£150
Optical Eye tests and prescription glasses, contact lenses and prescription sunglasses.
£65
£100
£150
Therapies Physiotherapy, osteopathy, acupuncture, chiropractic care, homeopathy, chiropody or podiatry.
£200
£300
£400
Specialist Consultations A specialist consultation or 2nd opinion – giving peace of mind that a proposed treatment is right for you.
£150
£200
£250
GP Services Private GP consultation(s), diagnostic tests, vaccinations and prescription charges.
£50
£100
£150

Additional Benefits
100% reimbursement available

New Baby On the birth or adoption of a new child.
£50
£100
£200
Hospital Stay For each day/night spent in an NHS hospital (maximum of 20 nights).
£20
per day/night
£35
per day/night
£50
per day/night
A&E Attendance For each visit to an A&E department
£20
(max 1 visit)
£40
(max 2 visits)
£60
(max 3 visits)
NHS Car Parking Up to £300 for cancer treatment or £50 for other hospital treatment (as a patient or for visitors' parking when you make an eligible hospital cash benefit claim).
Up to £300 on all levels
Medical & legal helpline Independent & confidential telephone helpline service (includes stress counselling)
Included on all levels of cover

Extras to enhance the core benefits
Up to the maximum benefit limits shown

Scans and Screens A choice of a health screen (e.g. well man or well woman check) or benefit towards an MRI/CT scan or ultrasound if arranged by a specialist. We will only cover the cost of 1 health screen every 2 consecutive cash plan years.
£200
Dental Injuries Restorative dental treatment needed as a result of an external blow to the face, teeth or jaw. To claim, cash plan members must visit an A&E department (and call WPA) within 72 hours of the injury.
£10,000
mycancerdrugs Up to £50,000 per person per lifetime for Targeted/Biological Therapies not available on the NHS; this benefit includes the drugs and the cost of administering these. Benefit will be removed at the renewal following a cash plan member’s 66th birthday.
£50,000
lifetime benefit
Cosmetic Surgery Reconstructive plastic surgery to upper body (arms, face, neck and breasts) following an accident or injury
£20,000
Essential European Cover Supplementary EHIC cover up to £100,000 when in the European Economic Area (EEA) including Switzerland and Norway. Cover includes air ambulance (where medically necessary), hospital costs, x-rays, GP fees and 24/7 international telephone support.
£100,000
Personal Accident A cash sum if a cash plan member has an accident or injury leading to the loss of sight, loss of a limb or the loss of the use of a limb.
£15,000

* Prices based on one adult with core cover only and a reimbursement level of 75%. Weekly payments are not accepted, these are shown for illustration purposes only.


Children are covered free of charge

You may include up to 5 children under the age of 18 on your plan at no additional charge. All children will have the same benefit limits as the planholder. The adult premium applies to family member(s) over the age of 18.


This table is a summary of the benefits available and is for indicative purposes only. All benefits are per person per cash plan year and up to the annual limits shown. Please refer to the 'Cash Plan Brochure' for further details and 'A Guide to Your Cash Plan' for full terms and conditions in the ‘Download documents’ section below.

Download documents

Prices

Reimbursement level
This is the percentage of eligible treatment costs we will reimburse, up to the annual benefit limit, of the benefits categorised as 'Cash benefits' above.

Reimbursement level
75%
100%

Tailor your cover
You can enhance your chosen level of cover by adding the following optional Extras.

Scans and Screens
£200
Dental Injuries
£10,000
mycancerdrugs
£50,000
lifetime benefit
Cosmetic Surgery
£20,000
Essential European Cover
£100,000
Personal Accident
£15,000

How many people will be on your personal cash plan?
This is the number of family members, including yourself, who will be covered by the personal cash plan.

How many people?
Age

What next?

Buy online

Take out a plan online. It’s quick, simple and straightforward.

Contact us

If you’d rather talk to someone over the telephone, please give our highly trained and experienced UK team a call on 01823 625050